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  • A recovering pub needed a business loan to fund a new roof terrace in time for summer.

Terry and Barbara*, are a husband-and-wife landlord team from Norwich. Being in the hospitality sector, they had weathered some difficult years due to the pandemic, however, they now had big dreams to take their family pub to the next level.

They have overseen the family pub and restaurant for the past 4 years, and with the summer weather fast approaching, they wanted to create an inviting roof terrace for their patrons to enjoy during the warmer months, but needed to raise the funds quickly to make project deadlines and not disrupt their current cashflow.

Having had a positive experience with one of Millbrook’s business finance specialists before, they submitted an enquiry via Millbrook’s Eligibility Checker tool to see how Millbrook could help make their latest business dreams a reality. Within 10 minutes, Tony Pisani, a business finance specialist, had been in touch to discuss the best solution.



  • Arranging a £72,000 unsecured business loan to cover the building work.

Tony knew that there were potential challenges when seeking approval to due to their turnover being low during the pandemic, however, in recent years business had picked up quickly after the lockdowns had ended. Their turnover had already tripled, putting them in a strong position with lenders.

Tony prepared the application for an unsecured business loan for the pub quickly and had been able to secure a competitive interest rate on the £72,000 unsecured business loan, over a term of 6 years.

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  • Approval to pay out in just 48 hours!

Tony was able to submit the pub's application through on an auto decision, meaning that he could get the answers the landlord couple needed quickly and easily – not only that, he was also able to secure an approval to pay out in just 48 hours!

The speed of decision meant that Terry and Barbara were able to press on with their growth plans and arrange for their project deadlines to be completed right in time for peak trading.

Terry and Barbara have been so pleased with the service they received that they are already in discussions with Tony regarding a future expansion project and have applied for asset finance to deck out the roof terrace with new furniture!

*Names have been changed


Tony Pisani, Business Finance Specialist, said:

“It’s been a pleasure helping this pub to secure the funding required to assist its future expansion and success. Having looked at pictures of the work so far, it’s going to be the best spot in town to enjoy a pint in the summer weather. I look forward to supporting their future projects this year and beyond.”     

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£72,000 business loan Approved and paid out in 48 hours